I am sure you are aware of how valuable good credit and a sound budget are. If you are like most of us, you don’t quite make enough money to pay all of your bills. You may have a few problems on your credit report and don’t know what to do about them. These types of financial problems keep us from obtaining two of the basic financial necessities in life – owning our own home and developing a healthy financial retirement. Many Americans do not realize that they may not be able to retire at age 65. At the same time, many are having difficulties in being able to own their own home, which, by the way, has been a long-standing American Dream! Today, credit in our society is no longer a luxury reserved exclusively for the rich, but an absolute necessity for all Americans. As a consumer, if you have ever tried to rent a car or a hotel room without a credit card, you know exactly what I mean. It’s almost impossible! You are made to feel like a second-class citizen. Most of us, however, live for the moment and from paycheck to paycheck, not thinking of the future the way we should.
Ultimate Beginning$ wants to give you the opportunity to become as successful as possible, in both your personal life and your financial endeavors. Remember, “It’s a We Thing, Not a Me Thing!”
The Ultimate Beginning$ program is divided into four individual workbooks. Each workbook is a step-by-step guide, with each one relating to the others. The first workbook, “The Ultimate Self-Improvement System,” will teach you fundamental ways to develop healthy financial habits through change. We all know that change is painful. The second workbook, “The Ultimate Budget with a Return,” will teach you to develop basic budgeting questions; allowing you to set up sound budgeting strategies, namely a “Budget with a Return”, NOT just a budget to pay bills. The third workbook, entitled “The Ultimate Credit,” will teach you how to understand your credit and how to use it. The fourth and final workbook is entitled “Creating Your Ultimate Mortgage Package.” Whether you are a first-time homebuyer or a current homeowner looking to increase your real estate holdings, this program is very beneficial.
As you progressively move through these “how-to” and “self-study” workbooks, you will find yourself taking control of the most fundamental parts of your finances, namely, your budget and credit. This newfound control and education will create a sound financial future for you to obtain Your Own Personal Dream!
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6141 Chester Ave, Jacksonville, FL 32217, USA
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