Better Budget

Good credit and a strong, sound budget with a return are valuable assets. If you are like most 

people, you do not make quite enough money to pay all of your bills or you may have a few problems 

with your credit report. These types of financial problems keep us from obtaining two of the most 

basic financial necessities in life: owning our home and developing a healthy financial retirement.

Many people find out as they get closer to retirement age that they may not be able to retire at 

all. At the same time, multitudes are discovering that the quest for home ownership is quite a 

difficult one; something that has, for decades, been the American dream. Today, credit in our 

society is no longer a luxury reserved, exclusively, for the rich, but an absolute necessity. As a 

consumer, have you ever attempted to rent a car, book a hotel room, or pay a utility bill without a 

credit card? It is close to impossible. You are made to feel as though you are a second-class 

citizen. Most Americans live for the moment, from paycheck to paycheck, not considering how to plan 

for the future.

The Pipesology® philosophy and education is something we all need including our children. Learn and 

instill these practices as a foundation in your daily life. They will give you the opportunity to 

become successful, in both your personal life and your financial endeavors. Remember....

“It’s a WE thing! Not a me thing.”™

Pipesology® – Ye$ I Am & Ye$ YOU Can!™

Teaches the fundamentals of establishing healthy habits by making you aware of your daily routine 

and proposing easy ways to implement the changes needed for improvement.

Pipesology® – $olve for Y!™

Helps to develop sound budgeting strategies. This, specifically, is to gain a return on your budget 

every month, not just allow you to struggle to pay your bills.

Pipesology® -- Better Credit™

Explain credit and how it can be used to your advantage if you respect it.

Pipesology® – Just Say No to Rent!™, Your Mortgage Parts 1-3.

Is an invaluable tool for you and your family. Whether you are a first-time homebuyer, a current 

homebuyer, or someone who wants to invest in property as part of your financial plan for the 

future, familiarizing yourself with investment planning will prepare you for entry into the real 

estate market and put you in control of the transaction, not everyone else.

As you immerse yourself in Pipesology®, you will find yourself taking control of the foundation of 

your body, your budget, your credit, your finances, and your life. This bold, new control will 

create a healthy mind and body and a sound financial future which will allow you the opportunity to 

obtain your own

personal dreams!